Why do I need to verify my identity?

You only need to verify your identity if you want to receive cash gifts or hold money in a Wrapp account. That's available to people in Nigeria for now.

You don't need it to create an account, send wishes, send gifts, host a celebration page, or receive gift cards.

Why we ask#

Wrapp is not a bank. The partner banks that keep your money are required by law to know who owns each account. Verifying also protects you: nobody else can open an account in your name or take your gifts.

What happens#

• You enter your BVN or NIN.
• You take a selfie, so we can check it's really you.
• FinZ (part of FinZ Africa Limited, like Wrapp) does the check on its own secure page, with a licensed identity-verification partner.

What stays private#

• Wrapp never sees your BVN, your NIN or your selfie. We only hear back whether the check passed, your verification level, and your verified name, date of birth and nationality.
• Your verified name and birthday are then locked on your profile, which keeps accounts safe from fraud.

Verification levels#

Your level decides how much you can hold and move. See What are my account limits?.

Need to change your details?#

Once you're verified, your legal name and date of birth can only change by completing a new identity check.